CÍMLAP
Helmeczi István
The map of payments in Hungary
CONTENTS, ABSTRACT
Contents
Abstract
1 Introduction
2 Methodology, assumptions and biases
3 A geographical map of the domestic infrastructure of payments
3.1 Map of the payments infrastructure
3.1.1 Bank branches
3.1.2 ATM coverage
3.1.3 Number of ATM's in an international comparison
3.1.4 Point of sale (POS) terminals (electronic retail payment devices)
3.1.5 Number of POS terminals in international comparison
3.2 Bank accounts
3.2.1 Spatial distribution of domestic bank accounts
3.2.2 Number of bank accounts in an international comparison
4 Map of payment transactions in Hungary
4.1 Payments in an international comparison
4.2 A map of payments
4.2.1 Distance between payer and payee
4.2.2 Credit transfers
4.2.3 Batch credit transfer
4.2.4 Direct debit
5 Temporal distribution of payments
5.1 Intraday distribution of payments
5.2 Credit transfers
5.3 Batch credit transfer transactions
5.4 Direct debit transactions
6 Summary and conclusions
Abstract
Until recently only aggregate data were available on national payment turnover. In reality, however, there are substantial differences across individual settlements (or between the various districts of Budapest). As a result, there is hardly any settlement which would be more or less on a par with the 'national average' in terms of the volume of payments. This paper presents Hungary's payments infrastructure (its supply of bank branches, automated teller machines and merchant PoS terminals) and payment transactions between individual counties and settlements - which, in principle, reflect well their economic relationships - plotted on maps and summarised in table form. In addition, data on individual settlements are made available for researchers and those with interest in the subject.